
- Author: Tom McLeod Chief Risk Officer Risk Columnist
- Posted: October 1, 2025
Back to…The CFO of the Future!
Being a teenage boy of the 1980s I am a can’t be argued away, very strong believer that there is no greater film ever produced than the 1985 Academy Award unfairly underappreciated Michael J. Fox classic of “Back to the Future”.
This cinematic masterpiece not only has entertained me for decades it has also given me constant inspiration to not only dream about travelling in the Delorean back to change what might have been but also to teleport forward and imagine the world that we want to hoverboard to.
I have long wanted to start up the flux capacitor; floor the pedal to 88 miles per hour and hope that by divine chance 1.21 gigawatts of electricity greeted me at exactly the right time.
I have dreamed of wars never started; illness long since cured and loves blossoming.
My destination today to time travel to is a somewhat less lofty – but not less important – goal.
To meet the CFO of the Future.
The Plot Twist: It’s Not About What the CFO Wants
When we speculate about the CFO of the Future, we usually ask:
What will the CFO want?
More data. More influence. More recognition.
I wonder whether that is the wrong lens. The real measure of the future CFO isn’t their own wish list, it’s what those around them will want.
Boards, CEOs, regulators, investors, employees, and even customers will shape this role far more than the CFO’s own ambitions.
The demands of others will define whether the CFO becomes indispensable or irrelevant.
Boards Will Want Strategic Foresight
Boards of the future won’t want retrospective analysis. They will demand CFOs who can sift through torrents of live data and deliver foresight, not hindsight.
The expectation is to answer:
What is likely to happen next?
What risks and opportunities sit just beyond the horizon?
Audit Committees Will Want Digital Mastery
Audit Committees won’t want vague reassurance.
They will expect CFOs to understand the mechanics of AI, blockchain, and continuous assurance. Where once accounting standards were the language of credibility, tomorrow it will be the integrity of algorithms and data pipelines.
CEOs Will Want a Human Co-Pilot
Future CEOs won’t be satisfied with CFOs as financial gatekeepers. They will want co-pilots – partners who can challenge assumptions, unlock capital, and act as a stabilising force in turbulent markets.
A CFO who only manages costs will feel like dead weight; one who helps chart the course will feel like rocket fuel.
Employees Will Want Fairness and Clarity
In an era where transparency is demanded, employees will want CFOs who can explain financial decisions in human terms.
They will want clarity on how resources are allocated, assurance that pay structures are fair, and evidence that cost-cutting doesn’t always come at their expense.
Investors Will Want Evidence of Resilience
Investors will care less about this quarter’s margin and more about whether the company can withstand shocks.
They will want CFOs to demonstrate resilience against cyber-attacks, supply chain fragility, or climate events.
In their eyes, the CFO of the Future is not just a financial steward, but a conductor of organisational resilience.
Customers Will Want Values in Action
Brands win or lose based on trust.
Customers will want CFOs who can prove that the company’s stated values are backed by resources and measurable outcomes.
Regulators Will Want Proof of Trust
Regulators will raise the bar from compliance to credibility.
They will want CFOs to guarantee that AI-driven forecasts, reports, and digital ledgers aren’t just technically compliant but genuinely trustworthy.
“Don’t just show us it’s legal—show us it’s right.”
Society Will Want Stewardship Beyond Profit
Communities, NGOs, and governments will expect CFOs to measure and disclose not just profit but broader impact: environmental outcomes, social equity, long-term contributions to resilience.
The CFO’s job description will expand from “financial results” to “societal stewardship.”
The Litmus Test: Would You Work With This CFO?
The question that matters is not: “What does the CFO want?” but rather: “Would people choose to work with this CFO?”
- Would the board feel guided or stonewalled?
- Would the CEO feel supported or second-guessed?
- Would employees feel reassured or abandoned?
- Would regulators feel convinced or suspicious?
- Would investors feel confident or nervous?
- Would customers feel inspired or betrayed?
In Back to the Future III (which granted is not a shadow on the original!), Doc Brown tells Marty:
“Your future is whatever you make it. So make it a good one.”
For CFOs, the twist is even sharper: their future is whatever others demand of them. So make it a relevant one.
The CFO of the Future won’t be defined by their own ambitions but by how effectively they meet the needs of everyone around them.
If they can embody foresight, fairness, resilience, and stewardship, they’ll become the linchpin of corporate credibility.
And maybe, just maybe, they’ll get to ride their own hoverboard into history.






